Ask your coach
Start with your own numbers, then ask a focused question.
Recurring charges are 29% of this sample budget. Reviewing insurance and unused subscriptions would have the largest effect first.
Insurance
−$186
Subscriptions
−$53
AI Financial Autopilot
See what your money is doing and what to review next
Connected accounts, spending patterns, goals, and an AI coach — organized into one clear financial workspace.
Read-only bank connectionsFree plan availableEN · RU · ES · PT
Demo PRO
AI Financial Autopilot
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Your coach
One card is at 82% of its limit
Review credit cards ›
Balance
$2,450.00
Projected EOM · $2,612
HousingBillsFoodShopping
Health Score78↑ 12Review recurring charges
The product
Your financial picture, without the clutter.
The same visual language as the app: clear hierarchy, restrained color, and details that help you decide what deserves attention.
Financial health
A compact score with the factors behind it.
Savings rate15%
Budget used64%
Recurring29%
Savings goals
Progress you can understand at a glance.
Emergency fund64%
$1,920 savedGoal $3,000
Spending by category
App-matched category colors, totals, and hierarchy.
Housing$2,064
Bills$1,411
Food & Dining$328
View all →
How it works
Three clear steps.
01
Connect accounts
Link supported US financial institutions through a read-only Plaid connection.
02
Review your activity
See synced transactions, recurring charges, category totals, and goals in one place.
03
Choose what to do next
Review educational insights and decide which action makes sense for you.
Security & privacy
Designed around controlled access.
Clear boundaries for connected accounts and the information you choose to bring into Arkonomy.
Read-only bank access
Plaid handles bank authentication. Arkonomy does not receive your bank username, password, or MFA code.
Protected connections
Connections use HTTPS/TLS, while integration secrets remain in server-side functions.
No data selling
Financial data is used to provide the product experience and is not sold.
Simple pricing
Start free. Upgrade when it helps.
Free
$0 / month
The essentials for getting organized.
- One connected bank
- Transactions and manual entries
- Budget and Health Score
- Limited coach insights
Pro
$9.99 / month
More connected accounts and deeper analysis.
- Multiple bank connections
- Expanded coach insights
- Monthly Excel reports
- Investment and savings tracking
FAQ
Common questions
Arkonomy uses Plaid to connect supported financial institutions. Plaid handles authentication, so Arkonomy does not receive your bank username, password, or MFA code.
Yes. The free plan includes one connected bank, transaction tracking, budgeting, Health Score, and limited insights. Pro expands connected accounts and analysis.
Bank connections are read-only. Investment actions require your review and confirmation through your connected brokerage account.
Arkonomy works in mobile browsers and as an installable Progressive Web App. A native iOS app is being prepared.
Build a clearer financial routine.
Connect your accounts, review what changed, and decide what deserves attention next.